This website is owned and operated by LightLoca.com.
Intellectual Property Notice
All images, text, designs, graphics, trademarks and service marks are owned by and are property of LightLoca.com, or the properly attributed party. It is a violation of federal law to use any of our intellectual property in whole or in part, and modification of any materials contained on this site is illegal and may be prosecuted to the fullest extent permissible should I choose to do so, including asking for financial penalties (damages) and/or an injunction forcing you to stop using my intellectual property immediately.
You may use my intellectual property with clear and obvious credit back to this website along with links back to the page where the materials, designs, images, text, quote, or post is located. However, you may never claim any of my intellectual property as your own or your unique creation, even with attribution.
Any communications made through my contact page, blog, blog comments, or other related pages, or directly to my phone or email address or mailing address are not held privileged or confidential and are subject to viewing by third parties in the normal course of business. I will not sell or distribute your contact information to any third party who does not need this information as part of the business we are conducting without your consent. I own any and all communications displayed on my website, servers, comments, emails, or other media as allowed by United States law, and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails.
I maintain a right to republish any submission in whole or in part as reasonably necessary in the course of my business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including but not limited to communications that are potentially libelous or maliciously false, obscene, abusive, negligent or otherwise harmful or inappropriate.
My website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless my website and myself for any direct or indirect loss or conduct incurred as a result of your use of our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).
While I may reference certain results, outcomes or situations on this website, you understand and acknowledge that I make no guarantee as to the accuracy of third party statements contained herein or the likelihood of success for you as a result of these statements. If you have a medical, legal, or financial question, you should consult a medical professional, lawyer, or CPA and/or CFP respectively. I expressly disclaim any and all responsibility for any actions or omissions you choose to make as a result of using this website, related materials, products, courses, or the materials contained herein.
This website is updated on a regular basis and while I try to make accurate statements in a timely and effective manner, I cannot guarantee that all materials and related media contained herein are entirely accurate, complete, or up to date. You expressly acknowledge and understand that any information or knowledge you gain as a result of using this website is at your own risk. If you should see any errors or omissions and would like to let me know, please email me at firstname.lastname@example.org.
This site may use affiliate links to sell certain products or services. I disclaim any and all liability as a result of your purchase through one of these links. I will use reasonable efforts to notify you when and where I have placed affiliate links in addition to this disclaimer located in these Terms and Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications.
If at any time I feel you have violated these Terms and Conditions, then I shall immediately terminate your use of my website and any related communications as I deem appropriate. It is within my sole discretion to allow any user’s access to my website, and I may revoke this access at any time without notice.
What Information Do We Collect?
We collect information from you when you register on our site, subscribe to our newsletter, fill out a form or comment on the site. When registering on our site, as appropriate, you may be asked to enter your: name, e-mail address or website URL. You may, however, visit our site anonymously.
Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
Third Party Privacy Policies
If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found on the browsers’ respective website.
The information contained herein constitutes the entire agreement between site users and myself/my company relating to the use of this website.
Law and Jurisdiction